Terms and Conditions

These terms and conditions govern your use of seriqalthon website and financial planning consultation services. By accessing this website or engaging our services, you agree to be bound by these terms. Please read them carefully before proceeding.

These terms were last updated on September 16, 2025

Acceptance of Terms

By accessing, browsing, or using this website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, along with our Privacy Policy and other policies referenced herein. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.

Definitions

Throughout these terms, the following definitions apply unless context requires otherwise:

We, us, our, and seriqalthon refer to the financial planning consultation business operating this website and providing services described herein, including all team members, representatives, and authorized agents.

You, your, and client refer to the individual or entity accessing this website, engaging our services, or otherwise interacting with our business in any capacity.

Services refer to all financial planning consultations, analytical reviews, guidance sessions, and related offerings provided by seriqalthon as described on this website and through direct communications.

Website refers to the seriqalthon web presence including all pages, content, functionality, and features accessible through our seriqalthon address.

Use of Services

Our financial planning consultation services are provided for informational and guidance purposes. You acknowledge that our consultations provide analytical insights and guidance but do not constitute legal, tax, or accounting advice. You are responsible for consulting appropriate licensed professionals regarding specific matters in those domains. Results may vary based on individual circumstances and implementation.

Eligibility

Our services are intended for individuals who are at least eighteen years of age and possess legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements and that all information provided to us is accurate and current.

Services are primarily designed for Australian residents operating within Australian regulatory context.

Your Responsibilities

When using our website and services, you agree to:

Provide accurate, complete, and current information during consultations, form submissions, and communications with our team. Information accuracy is essential for effective consultation services.
Maintain confidentiality of any account credentials or access information provided to you and notify us immediately of any unauthorized access or security concerns.
Use our website and services only for lawful purposes and in manner consistent with these terms, applicable laws, and regulations governing financial services.
Respect intellectual property rights associated with our website content, consultation materials, and proprietary information shared during service delivery.

Prohibited Uses

You agree not to use our website or services to:

Engage in any unlawful activity, violate any applicable laws or regulations, or infringe upon rights of others including intellectual property rights.
Transmit any harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable content through our website or communications with our team.
Attempt to gain unauthorized access to our systems, interfere with website functionality, or compromise security measures protecting our infrastructure and client information.
Use automated systems, bots, or similar technologies to access our website or services in ways that send more requests than humanly possible during given period.
Collect or harvest information about other users, misrepresent your identity or affiliation, or engage in any fraudulent or deceptive practices.

Intellectual Property Rights

All content on this website including text, graphics, logos, images, methodology descriptions, consultation frameworks, and software is the property of seriqalthon or its licensors and is protected by Australian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

User-Provided Content

When you submit information, feedback, or other content to us through forms, emails, or consultations, you grant us license to use, store, and process that content for purposes of providing services, improving offerings, and fulfilling our business operations. We maintain confidentiality of information as described in our Privacy Policy.

Your Content Rights

You retain ownership of information you provide to us. However, you represent and warrant that you have rights necessary to provide such information and grant us licenses described in these terms. You are responsible for ensuring content you provide does not infringe rights of third parties.

Privacy and Data Protection

We are committed to protecting your personal information and respecting your privacy rights. Our collection, use, storage, and protection of personal information are governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to data practices described in our Privacy Policy.

Read Privacy Policy

Disclaimers and Limitations

Our services are provided with certain limitations and disclaimers you should understand:

No Guarantees

We do not guarantee specific outcomes, results, or financial improvements from our consultation services. Results may vary significantly based on individual circumstances, market conditions, implementation approaches, and factors beyond our control. Past performance doesn't guarantee future results.

Limitation of Liability

To the maximum extent permitted by Australian law, seriqalthon and its team members shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of possibility of such damages. Our total liability shall not exceed the fees you paid for services.

Indemnification

You agree to indemnify, defend, and hold harmless seriqalthon, its team members, and affiliates from any claims, liabilities, damages, losses, and expenses including legal fees arising from your use of services, violation of these terms, or infringement of any rights of third parties.

Dispute Resolution

We are committed to resolving disputes amicably and efficiently:

Arbitration

Any disputes arising from these terms or use of our services shall first be subject to good faith negotiation. If negotiation does not resolve the dispute, parties agree to submit to binding arbitration under Australian arbitration rules before resorting to litigation.

Arbitration provides efficient, cost-effective dispute resolution alternative to traditional court proceedings.

Online Dispute Resolution

For disputes involving online transactions or interactions, you may also access online dispute resolution platforms provided by relevant Australian consumer protection authorities. We commit to participating in good faith in any such proceedings.

Australian Consumer Law

Severability

If any provision of these terms is found to be unenforceable or invalid under applicable law, such unenforceability or invalidity shall not render these terms unenforceable or invalid as a whole. Invalid provisions will be modified to the extent necessary to make them valid while preserving original intent.

Entire Agreement

These terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and seriqalthon regarding use of our website and services, superseding any prior agreements or understandings whether written or oral.

Applicable Law

These terms are governed by and construed in accordance with laws of Australia. Any legal proceedings arising from these terms or use of our services shall be subject to exclusive jurisdiction of Australian courts in the state where our primary business operations are located.

Termination

We reserve the right to terminate or suspend your access to our website and services at our discretion, without notice, for conduct that we believe violates these terms, is harmful to other users, or is otherwise objectionable. Upon termination, your right to use services ceases immediately.

Modifications

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to this website. Your continued use of services following posted changes constitutes acceptance of modified terms. We encourage you to review these terms periodically to stay informed of updates.

Contact Information

If you have questions or concerns regarding these terms and conditions, please contact us:

Email: content@seriqalthon.com

Phone: +61315794415

Address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Effective Date: These terms are effective as of September 16, 2025

Version: Version 1.0